Allahumma akfini bihalālika ‘an ḥarāmik, wa aghnini bifaḍlika ‘amman siwāk.
"O Allah, suffice me with what You have made lawful instead of what You have made unlawful, and enrich me with Your bounty so I am not in need of anyone besides You."
O Allah, I am Your servant, son of Your servant, son of Your maidservant. My destiny is in Your hand, Your command over me is forever executed and just is Your judgment upon me. I ask You by every name that is Yours, to grant me wide, pure, and blessed sustenance. Enrich me so I am not in need of others. Pay off our debts and open the vast doors of Your provision for me. Bless whatever You have given me."
You can also repeat this beautiful Quranic dua (Surah Al-Talaq, 65:2-3):
وَمَن يَتَّقِ ٱللَّهَ يَجْعَل لَّهُۥ مَخْرَجًۭا • وَيَرْزُقْهُ مِنْ حَيْثُ لَا يَحْتَسِبُ ۚ وَمَن يَتَوَكَّلْ عَلَى ٱللَّهِ فَهُوَ حَسْبُهُ
“And whoever has taqwa (consciousness) of Allah – He will make a way out for him and provide for him from where he never expected. And whoever relies upon Allah – then He is sufficient for him.”
Tips to Maximize the Power of Dua:
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Pray Tahajjud and make this dua in the last third of the night.
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Combine it with regular sadaqah, even if it's a small daily amount.
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Have full conviction that Allah is Al-Razzaq (The Provider) and Al-Ghani (The Self-Sufficient).
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Say Astaghfirullah regularly—repentance opens the gates of provision.
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